This product is a consumer loan designed to serve individual clients who are formally employed in private sector, parastatals and other government agencies not on civil service payroll. 

Application Requirements
  • The employer is required to execute a Memorandum of Understanding (MoU) with NEEF to formalize the arrangement.

  • Company profile.
  • Memorandum and Articles of Association for employer.
  • Financial Statements for the employer.

Thresh Holds

  • K50,000 to K3,000,000 for regular employees (without collateral).
  • K3,000,000 to K5,000,000 for executives (with collateral).

Repayment Periods

  • 3 to 36 months. 

Turn Around Time

  • 3 to 36 months.

Download Application Form