Agri-business LOANS

SMEs in serious farming (individuals or partnerships) for farm mechanization, value addition, among others

Application Requirements
  • National ID
  • Bank Statement (Minimum of 6 Months)
  • Police clearance report 
  • Business records (income statement, balance sheet, cash flow statement) 
  • Business profile including relevant business licenses and certificates. 
  • Physical Collateral
  • Spouse consent letter (where applicable) and his/her National ID 
  • Memorandum and Articles of Association for private limited companies. 
  • Guarantor’s Letter and his/her National ID 
  • Sketch map (residence and business premises) 
  • Letter from local leader 
  • Passport Size Photo (Colour) Business Plan with indication of the demand and supply chain 


  • K5.000,000 to K250,000,000

Repayment Period

  • 6 to 24 months 
    Minimum Grace period of 1 month may be granted. Full grace period depends on the agribusiness

Tariffs and Interest rates

    •  Processing fee: 5.0%
    • Insurance:1.0%
    • Interest: 4.0% pm 

Turn Around Time

  • 21 Working Days