International ngo employee loan (INGO)

INGO employees who want to venture into or are already in business. Their loan contract or the remaining part thereof cannot be less than the loan term proposed.

Application requirements

  • National ID
  • Sketch Map to residence
  • Copy of Bank certified Standing Order/Debit Order Instruction
  • Recent colour passport-size photo
  • Bank statement for salary account (3 months)
  • Personal Guarantor Physical Collateral where appropriate
  • Letter from employer confirming employment status
  • Three most recent pay slips
  • Copy of Employment Contract


  • K500,000 to K30.0 million (Depends on applicant’s repayment Capacity)


  • 6 to 36 months
    (Subject to three months cushion before Contract Expiry) 
    No Grace period is applicable 


    •  Processing fee: 5.0%
    • Insurance:1%
    • Interest: 4.4% pm 

Turn around time

  • 21 working days